Hebrew Free Loans

Hebrew Free Loans provide members of the Jewish community with zero-interest loans and a personalized, confidential, and respectful application process for such needs as home repair, debt consolidation, and medical expenses, to starting and expanding a business, and more. Amounts range from $500 to $5,000 for personal loans and potentially more for business loans. Since 2008, Hebrew Free Loan of NJ has given loans to more than 300 people in the total amount of $1.4 million.



Now Available!
Loans for Fertility, Adoption, and Surrogacy

(in addition to loans for home repair, debt consolidation, medical, business, and other expenses)

Hebrew Free Loan of NJ is now pleased to offer Building Jewish Families loans – interest-free loans to help defray the costs of adoption, fertility treatments, and surrogacy for families looking to raise and nurture a child or children in a home consistent with Jewish values and practices. 

Borrower's Obligations


Hebrew Free Loans are available to employed Jewish adults at least 25 years of age who have resided in Middlesex or Monmouth County for at least one year. Borrowers must have the potential to repay the loan and are required to provide post-dated checks in the full amount. Each loan must have at least one co-signer who lives in New Jersey. The co-signer becomes responsible for the loan repayment in the event the borrower cannot meet the obligation.


About Hebrew Free Loan


The original Hebrew Free Loan Association was founded in Newark in the late 1800s to aid the Jews migrating from Eastern Europe. Today, Hebrew Free Loan of New Jersey serves Jews in Essex, Middlesex, Monmouth, Morris, Sussex, and Union counties. In Monmouth and Greater Middlesex, the organization partners with the Jewish Federation in the Heart of New Jersey. The mission remains unchanged: helping Jews in need to become self-sufficient by providing interest-free loans. Please note Hebrew Free Loans are not for education-related use, such as tuition. LEARN MORE